Rakuten for the points!

Guess what? If you shop online and aren’t using Rakuten, you’re probably leaving thousands of points on the table. Rakuten lets you earn rewards on purchases you’re already making — and the best part is you can earn American Express Membership Rewards or Bilt Rewards points no matter which credit card you use. Prefer cash instead? That’s an option too. 

There’s also a solid bonus for new users who sign up through a referral link. A great example is today PetSmart is 20% back! The payout for this quarter is 2/15/26 — and I will be earning 60,000 points.

Why I use it:

— Turns everyday shopping into transferable points

— Stacks on top of your credit card rewards

— One of the easiest ways to earn points

— I’ve earned more in a quarter than some full sign-up bonuses

Here is a referral link if you’re a new user and would like to earn $50.00/5000 points.