Are Your Credit Card Points Just Sitting There?

 If you’ve ever looked at your credit card account and noticed a pile of points stacking up, you’re not alone. Most people have them—sometimes thousands—and they have no idea what to do with them.


And honestly, it’s confusing.


  • Are these points even worth anything?
  • Should you spend them now, or save them for later?
  • Maybe you’ve even thought, “I should just use these to pay off part of my statement and be done with it.”
  • Meanwhile, you see other people somehow flying first class with points while you’re still wondering how yours even work.



That’s the thing about credit card rewards: the programs are designed to be complicated. Every bank has different rules, the values change depending on how you redeem them, and the fine print makes it feel like you need a law degree to figure it all out.


So, what happens? Most people just ignore their points, or they use them in the quickest, easiest way possible—not realizing they could be worth so much more.


Here’s the good news: those “pesky” little points actually hold a lot of power. You just need to know how to use them the right way.


That’s where I come in.


I’ve spent years figuring out how to take the mystery out of points and turn them into real value. I know the strategies, the sweet spots, and the insider tricks that make the difference between covering a small chunk of your balance… and covering the cost of a dream trip.


I’ll be sharing all of that soon. For now, just know: if you’ve got points sitting around and you’re not sure what to do with them, you’re not wasting your time reading this—you’re in exactly the right place.


👑 The Points Princess is here to help you finally make sense of it all.


✈️ Come be part of the conversation in our Points Princess Facebook Group — and while you’re there, follow our Facebook Page for daily rewards inspiration.



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